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If the majority of creditors vote against your proposal you may have to file bankruptcy. · A typical Consumer Proposal is repaid over 4 to 5 years (longer than Both solutions are legally binding — however a Consumer Proposal is less invasive than a Bankruptcy. For example: A Consumer Proposal requires CONSUMER PROPOSAL VERSUS BANKRUPTCY: MASTER THIS KNOWLEDGE AND BE SUCCESSFULLY DEBT FREE
licensedinsolvencytrustee #consumerproposal #debtconsolidation. I've had a few requests to do a video comparing how a consumer proposal and bankruptcy work vs the debt settlement approach Credit Report Impact of Bankruptcy Vs. Consumer Proposal: How long does a consumer proposal stay on your credit score?
consumerproposal #bankruptcy #licensedinsolvencytrustee. When filing for bankruptcy or a consumer proposal, insolvency counselling is required as part of the legal process. Insolvency A consumer proposal is a less serious debt forgiveness program than bankruptcy, and is more beneficial to both debtors and creditors.
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Is a Consumer Proposal The Same As Bankruptcy? Short answer, no! Here's a little on why. To learn more visit our channel or our Consumer Proposal vs. Bankruptcy | SPERGEL